Privacy Policy

Effective Date: January 1, 2026  |  Last Updated: March 2026

1. About This Policy

This Privacy Policy describes how Global Enterprise Lending ("we," "us," or "our"), operated by Rosjam2 LLC, collects, uses, discloses, and protects information you provide when you visit globalenterpriselending.com (the "Site") or submit an application for funding.

By using this Site or submitting an application, you agree to the terms of this Privacy Policy. If you do not agree, please do not use our Site or submit your information.

2. Information We Collect

A. Information You Provide Directly

When you submit an application or contact us, we may collect:

• Full name, email address, phone number
• Business name, industry, and time in business
• Monthly revenue and requested funding amount
• Purpose of funding
• Any additional information you provide voluntarily

B. Automatically Collected Information

When you visit our Site, we may automatically collect:

• IP address and browser type
• Pages viewed, time spent, and referring URLs
• Device type and operating system
• Cookies and similar tracking technologies (see Section 7)

3. How We Use Your Information

We use the information we collect to:

• Process and evaluate your funding application
• Match your profile with appropriate lenders and funding programs in our network
• Contact you via phone, SMS/text message, and email regarding your application, approval status, and relevant funding offers
• Provide customer support and respond to inquiries
• Improve our website, services, and marketing
• Comply with legal obligations

4. SMS / Text Message Communications

By submitting your phone number and checking the SMS consent box on our application form, you expressly consent to receive SMS/text messages from Global Enterprise Lending and its partner lenders and service providers. These messages may include:

• Application status updates
• Follow-up communications from funding specialists
• Offers for relevant funding products
• Payment reminders (where applicable)

Message and data rates may apply. Message frequency varies. To opt out of SMS communications at any time, reply STOP to any message we send. To get help, reply HELP. Opting out of SMS will not affect your application or other communication methods unless requested.

We use third-party SMS/voice carrier services to deliver these messages. We are not responsible for delivery failures due to carrier filtering, network issues, or your device settings.

5. Phone & Email Communications

By submitting your information, you consent to be contacted by phone (including calls using pre-recorded messages or automated dialing systems), email, and SMS by Global Enterprise Lending, its employees, representatives, and partner lenders. These calls may be made using artificial or pre-recorded voice technology. You may request to be removed from our contact list at any time by calling us at (830) 223-0809 or emailing us at the address provided in Section 10.

6. How We Share Your Information

We may share your information with:

• Partner Lenders & Funding Providers: We share your application data with lenders in our network who may be able to provide you with funding. These lenders have their own privacy policies.
• Service Providers: We work with third-party companies (including CRM platforms, SMS/voice carriers, analytics providers, and marketing platforms) that assist us in operating our business. These providers are contractually obligated to protect your data.
• Legal & Regulatory: We may disclose information if required by law, court order, or governmental authority, or to protect our rights, users, or the public.
• Business Transfers: In the event of a merger, acquisition, or sale of assets, your information may be transferred to the acquiring entity.

We do not sell your personal information to unaffiliated third parties for their own marketing purposes.

7. Cookies & Tracking Technologies

We use cookies and similar technologies to enhance your experience, analyze Site traffic, and support our marketing efforts (including retargeting ads on platforms such as Google and Meta). You can control cookies through your browser settings. Disabling cookies may affect some Site functionality.

8. California Residents — CCPA Rights

If you are a California resident, you have the following rights under the California Consumer Privacy Act (CCPA):

• Right to Know: Request disclosure of the categories and specific pieces of personal information we have collected about you.
• Right to Delete: Request deletion of personal information we hold about you, subject to certain exceptions.
• Right to Opt-Out: You may opt out of the sale of your personal information. Note: We do not sell your personal information to unaffiliated third parties.
• Right to Non-Discrimination: We will not discriminate against you for exercising your CCPA rights.

To exercise these rights, please contact us using the information in Section 10. We will respond within 45 days.

9. Data Security

We implement industry-standard technical and organizational safeguards to protect your information, including SSL/TLS encryption on all data transmissions. However, no method of transmission over the internet is 100% secure. We cannot guarantee absolute security of your data.

10. Contact Us

If you have questions about this Privacy Policy, wish to exercise your rights, or want to opt out of communications, please contact us:

• Global Enterprise Lending (operated by Rosjam2 LLC)
• 📍 Houston, TX
• 📞 (830) 223-0809
• 🌐 globalenterpriselending.com

11. Changes to This Policy

We may update this Privacy Policy periodically. When we do, we will revise the "Last Updated" date above. Continued use of the Site after any changes constitutes your acceptance of the updated policy. We encourage you to review this page periodically.